Can you get temporary car insurance for 17 year olds

Need more help?

How old do I have to be to get temporary car insurance?

This depends on the type of driving licence you have:

Provisional licence

If you’ve got a provisional licence, we can’t help you find temp cover but a learner driver insurance policy might be more suited to what you need.

Full licence

If you’ve passed your test and have held a valid full UK licence for at least 6 months, you'll normally need to be aged between 18 and 80 to get a policy.

If in doubt always check with the provider, who can give you an exact answer one you receive your quotes

What is one day car insurance?

One day insurance provides you with the short-term cover you need. It also spares you the hassle and cost of committing to a longer-term policy. This is useful if you need to borrow somebody else’s car or let someone drive yours.

What are the benefits of short term car insurance?

Arranging one day car insurance is quick and can be a saviour in an emergency. You can set up cheap daily car insurance as and when you need. This spares you the expense of being added as a named driver to a standard car insurance contract.

One day car insurance allows you to enjoy the benefits of:

• No long-term contracts
• Cover from 1 hour to 28 days
• Insurance as and when you need it
• Comprehensive cover
• The chance to arrange cover instantly

How long does it take to get a temporary car insurance policy?

You can get a quote and buy cover online in just a few minutes. You should get the documents emailed to you straight away so you can quickly hit the road.

How does temporary car insurance affect an existing insurance policy?

Short-term cover shouldn’t impact your existing policy. That’s as long as the details you provide are correct and you’re driving within the arranged policy start and end date.

If the policy is valid, any accidents that happen should be covered by the temporary car insurance policy.

This shouldn't affect any existing no-claims bonus you or the car owner hold, but you will have to declare any claims or accidents when getting a new policy, or renewing in the future. You must always disclose any claims or accidents when getting future cover.

Can I get weekly car insurance?

Yes, you can get temporary car insurance cover for a week. When you get a quote, you can select the policy cover length you want and you’re good to go.

Can I use temporary car insurance to drive in Europe?

Yes, you can get temporary car insurance to drive in Europe. Although the UK has left the EU, you don't need to carry an insurance green card with you when driving in the EU. You might still need a green card if you're travelling in a non-EU country, though.

If you have an existing car insurance policy, you might already have some level of cover for driving in Europe. It’s worth checking with your provider to find out the details.

Do I need to let the existing insurer know?

No. As long as you have the car owner’s permission to use the car, you’re good to go.

Are there any restrictions to temporary car insurance?

Exact restrictions can vary between insurers. Generally, to be a driver you must confirm that you:

• Haven’t been disqualified from driving or had your licence cancelled in the last 2 years
• Have never been refused insurance or had a policy cancelled or voided
• Have no criminal convictions or pending prosecutions
• Have had no more than 7 penalty points on your licence in the last 3 years
• Have had no more than 2 accidents, claims or losses in the last 3 years regardless of blame

You also need to confirm that the car:

• Has a valid MOT, unless you’re using the policy to attend a pre-booked MOT - and hasn’t been declared as SORN
• Hasn’t been modified, unless designed to aid disabled drivers
• Has valid car tax, unless you’re using the policy to buy the car tax immediately after taking out a policy

Can I tax a vehicle with temporary car insurance?

Yes, you can tax a vehicle with a temporary car insurance policy. You do it the same way as you would with a 12-month policy. Either online through the DVLA website or through your local Post Office.

What details do I need to get a quote?

To get a quote we need to know:

• The vehicle registration or, if you don’t know that, the make and model
• How long you want cover for, between 1 hour and 28 days
• When you want the cover to start
• Details of the driver – date of birth, postcode, type of driving licence and how long you’ve held the licence
• How much the car is worth. The minimum you can enter is £1,500
• The email address and mobile number you want your insurance documents sent to

What types of vehicle can I insure?

You should be able to get temporary car insurance cover for most vehicles. We also offer temporary van insurance if you need cover for something slightly bigger.

Will I be covered for business use?

Policies cover you to use your vehicle for social and domestic use, as well as commuting to and from a permanent place of work.

Some policies may include additional cover such as class 1 business use which can help when travelling to multiple places of work, such as for meetings or site visits. Once you get your quote, check the insurer's declaration to see what is and isn’t included, as exact cover varies depending on your insurance provider.

Can new drivers get short-term cover?

Yes, but you need to have held a full UK licence for a minimum of six months to get a temporary insurance policy and be aged between 17 and 78.

Show more

Can I put my son on my car insurance temporarily?

How old do you need to be to get temporary car insurance?

Can I get insured for a day at 17?

Can a 17